Loya Insurance, often referred to as Loya Insurance Group, started its auto insurance business since 1974, and now it has more than 526 agencies across many states in the United States including California, Texas, New Mexico, Nevada, Alabama, Colorado, Illinois, Indiana, Arizona, Georgia, and Missouri. It is owned and run by Fred Loya who previously worked as cattle rancher. Loya insurance company is headquartered in El Paso, Texas, and it is, in fact, the 18th largest Hispanic-owned company in the United States.
The headquarter is in El Paso, but Loya Insurance Group interestingly puts its agencies in public places where people commonly visit on a regular basis such as shopping centers, office building, street corners, and grocery stores. Easy access should be the main purpose for any car owner to simply ask questions, file claims, ask for quotes, and everything related to its services. Fred Loya Insurance currently provides car insurance only.
Quotes and Payment
One of the best-selling points of the company is the ease of access. With hundreds of insurance agencies located in public places, potential customers can easily find insurance agents to ask questions or quotes. When asking for quotes either via Internet or phone, it is best to prepare some notes about your profile or vehicle information including vehicle identification number, driver license for each driver to be registered, insurance policy you currently own and driving record as well. Similar to other companies, you can also call the phone numbers informed on its official website. Another good thing is that the payment can be done online through a secure processor.
The available coverage is similar to those of any other auto insurance company such as liability, collision, comprehensive, medical payments, personal injury protection, etc. However, the company serves in many different states, and considering each state has different rules specific to auto insurance, Loya Insurance Group offers personalized coverage so that you are always compliant with the state’s car insurance law. In other words, each agency in every state provides the coverage specific to your needs.
You can contact the company via phone, visit the agency offices, or simply visit the official website to ask for quotes and ask questions. Certain procedures or inquiry to cancel policy, make payment, or endorsement are possibly done online, but they are considered sensitive inquiries and recommends customers to file such inquiries via phone only. The official website of Loya Insurance also has location finder function with which you can provide your zip code or city/state, and the page will locate the nearest agencies available in your area.